The Stock Market can be a risky place for your retirement dollars. The older we get the harder it is to recover from any losses in the stock market. One year you can make money the next year you can lose money and it can take several years to recoup these losses.
How long does it take to recover from a loss in a down year in the market? This chart below shows that if you had a loss in one year what type of return you would need & how long it will take your investment to get back to where it was prior to the loss:
It could take this many years to rebuild your nest egg:
If you lost this much in the market:
@ a 3% return
@ a 6% return
@ a 8% return
10%
3.6 years
1.8 years
1.3 years
20%
7.5 years
3.7 years
2.9 years
30%
12 years
6 years
4.6 years
40%
17 years
8.6 years
6.6 years
50%
23.2 years
11.6 years
9 years
What if we told you there was a way you can earn "Stock Market Like Returns" without ever risking your principle or previously credited interest. Would you be interested in a plan like this?
Indexed Annuities provide the long term potential growth of the stock market, without the downside risk!
Plus, your principle and a minimum interest rate are guaranteed!
Who do we all depend on to protect our assets? Assets like our: Home, Auto, Life's, Disability income, Boats, Campers, Jewelry? Everything that is important to us we depend upon an insurance company to protect.
Isn't your money a valuable asset? Is it worth protecting? We think so! But most of us choose to not protect one of our most valuable assets. Insurance companies can make sure that your money can "Safely Grow" while being protected!
*Want to earn a guaranteed 7% minimum return on your money from 1-20 years before you start taking retirement payments?
How about a guarantee for your money no one else can offer? Learn how you can turn a $100,000 investment into a guaranteed $425,000 in a 20 year time period! Better yet, "If the market performs better then the 7% guaranteed minimum during this 1-20 year time period your account will earn the higher yield!"
Click on the PDF attachment below for more details on American Equities "Lifetime Income Rider".
How do you know if an Indexed Annuity is right for you? If you can't afford to lose any of your principle or previously credited interest but, still want the potential to earn double digit returns on your money when the markets are good. Then an Indexed Annuity is right for you!
An Indexed Annuity is the only retirement vehicle that offers these kind of benefits:
*Protection for both your principle & interest *Guarantee an income you cannot outlive for the rest of your life *Tax-deferrred accumulation *Earn interest when the market or index has an increase for that year *Guarantees no losses to your account if the market or index has a decrease for that year *Guarantees a minimum interest that you will earn
Let us show you how you can "Safely Grow and Protect your Retirement Dollars" through the "RetirementStrategies" that we offer!
For more information on the retirement strategies we offer fill out and send the form below:
Howard Shanley is a local South Carolina insurance agent and provider of affordable insurance quotes, rates and options for health, medical and dental insurance for SC families, individuals and children, small business and self employed as well as whole and term life insurance, disability, supplemental cancer, unemployment and job loss and mortgage protection insurance and retirement planning services like indexed annuities.
Local South Carolina Insurance Agent Providing Low Rates, Free Quotes and Affordable Options.
