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"Living Benefits Life Insurance" Why You Need to Have This Coverage

“There is a New Modern Life Insurance” plan that very few are aware of today. Majority of all Life insurance plans only pay a benefit in the event of death. What if I were to tell you that this New Modern Life insurance is a plan that you don’t have to die to be able to use? “Living Benefits Life Insurance” can allow you to accelerate your death benefit while you’re still living if you suffered a:  Heart attack, Cancer diagnosis, Stroke, Became Chronically ill or a number of other Qualifying Critical ​illnesses​. 

Living Benefits can help safeguard your family from the cause of over 60% of all bankruptcies in the U.S. every year – Medical Bills that cause a Medical Bankruptcy” following a Critical or Chronic Illness.

The Need for Living Benefits

  • Medical Bankruptcies cause over 60% of all Bankruptcies Each Year
  • 68% of Patients That File For Medical Bankruptcy Were Covered With Health Insurance
  • Each Year There are 1.9 Million People Diagnosed With Cancer in the United States
  • 805,000 Americans Will Have a Heart Attack This Year
  • Over 795,000 in the United States Will Have a Stroke Each Year

Protect yourself and family from these large medical expenses & bills that cause far too many bankruptcies each year. Provide financial security & peace of mind by purchasing “Living Benefits Life Insurance”. It could be the best decision you will ever make!

Go Fund Me is Not the Solution

Having “Life Insurance with Living Benefits, your family is always protected in the event of death. But,  in addition, if you were to suffer a covered critical or chronic illness your family is also protected financially. Can your current life insurance protect you like this? Living Benefits give you the option to accelerate your death benefit while you’re still alive. This is money that can be used to: help pay bills, make mortgage payments, replace lost income, help pay for experimental treatments insurance won’t Cover etc. 

Here is a key question everyone needs to ask themselves: If you were to suffer a critical or chronic illness… “Would you be able to survive financially what happened to you physically?” Having “Living Benefits Life Insurance” would allow you to be able to survive financially from a diagnosis of a covered critical or chronic illness while alive!

Look at this example:

If you were diagnosed with a Chronic Illness  like alzheimer’s or dementia and needed daily assistance either at home or in a facility because you could not do at least “2” of the “6” ADL’s (Assisted Daily Living Activities) do you know how you would pay for this? “Life insurance with Living Benefits” would allow you access a portion of your policy benefits to help pay for this long-term care for up to 4 years either at home or in facility care. (Without Living Benefits you would have to pay 100% of this cost).

In today’s digital age, it’s essential to make informed decisions about your life insurance coverage. In fact, many people do not even know that “Living Benefits Life” even exists. Life insurance coverages have changed a lot in the last 25 years and, it’s time for you to upgrade your current plan to a better plan with many more benefits than traditional life insurance again, at no extra cost!

At the Shanley Insurance Agency, we’re committed to helping families understand the importance of “Living Benefits Life Insurance” and how it can provide them with financial support in the long run. Let our experienced staff help guide you through the process, answer any questions you may have, and tailor a policy to fit your specific needs and budget.

Don’t wait until it’s too late to protect your family’s financial future. No one knows what tomorrow might bring…”Contact the Shanley Insurance Agency Today” to learn more about how “Living Benefits” can help you deal with unexpected challenges & safeguard your family and provide peace of mind.

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