Return of Premium • Living Benefits • Coverage for Chronic Illness — Trusted Since 1999 in Pickens, Clemson, Easley & Greenville.
Return of Premium Term Life
With most term life insurance, if you outlive the policy, every dollar you paid is gone. Return of Premium Term Life Insurance changes that. If you never need to use the coverage, you’ll receive every premium dollar back — tax-free — at the end of the term. It’s protection for your family if the unexpected happens, and a built-in savings return if it doesn’t. You’re covered either way, making this one of the smartest, no-waste life insurance options available.
High Risk Life Insurance
If serious health issues like heart disease, COPD, diabetes, or kidney problems have made it hard to qualify for life insurance, you’re not alone — and you’re not out of options. Our High-Risk Life Insurance plan offers up to $50,000 in immediate, first-day protection, even with major pre-existing conditions. No waiting years for full benefits. No wondering if your family will be covered. You get real coverage starting now — so your loved ones are financially protected no matter what happens.
Living Benefits Life Insurance
Traditional life insurance pays after you're gone — but what if a serious illness strikes while you’re still living? Living Benefits Life Insurance lets you access a portion of your policy while you’re alive to help cover medical bills, lost income, home modifications, or unexpected expenses. It protects both your financial survival today and your family’s future tomorrow.
