Life insurance is about more than just protecting your family; it’s about protecting your financial future. But why settle for traditional term life policies that don’t offer a refund if you outlive the policy? Did you know that 98% of all term life policies never pay a death claim? Return of Premium (ROP) Term Life Insurance offers something no other policy does – a "Life Insurance Policy With a "Money Back Guarantee"!
At the Shanley Insurance Agency, we’re offering families and individuals the opportunity to
their loved ones AND get their money back if they never use the benefits. We all know we need the Life Insurance coverage right? Then, why not have your life insurance with a Money Back Guarantee? By doing this you will be making ROP Term Life Insurance one of the “Best investments” you’ll ever make!
The Benefits of Return of Premium Term Life Insurance
Full Premium Refund – If life goes as planned, you’ll receive all of your premium dollars back in a “Tax-Free Lump Sum” check. Protection for your family if needed…Your premium dollars back if you don’t! No other life insurance plan offers this kind of security.
Affordability – ROP Term Life Insurance provides the protection you need at a lower cost than permanent whole life insurance, while still giving you the added benefit of owning a life insurance plan with a Money Back Guarantee”.
Guaranteed Premium - Premium rates for either the 20 year or 30 year plan options are fully guaranteed to remain the same.
Peace of Mind – No more worrying about whether your life insurance policy is really “Worth the cost.”
ROP Term Life Insurance allows you the peace of mind that if the unexpected where to happen your family is protected but, if the unexpected does not happen during your policy term you will get back all of your premium dollars. Return of Premium Term Life Insurance is the “Perfect Way to Safeguard Your Future” without ever having to worry that you are wasting your premium dollars. These plans are smart financial planning for anyone from ages 20-50.
Who is ROP Term Life Insurance For?
Young Families – Who want to protect their growing family and receive a refund if the coverage isn’t used? ROP is a great option.
Professionals – Looking for financial flexibility while ensuring your loved ones are taken care of? ROP provides affordable protection with a “Guaranteed Payout”, no matter what happens.
Homeowners – Secure a plan that will pay-off your mortgage in the event of death all the while your building a "Tax-Free Lump Sum" refund that can be used for anything you choose if you never have to use the plans benefit.
Take Control of Your Future! Get life insurance that gives you peace of mind that will pay you back if you never have to use it. Contact our office today for a FREE consultation or personalized quote.
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